Ultimately, if you ever feel uncomfortable with a phone call or feel like you are being asked for private information, it’s okay to hang up.


As a senior citizen, it can be difficult to identify a scam, and even more difficult to recover from one. Usually, retired adults don’t have a steady source of income to offset their losses if they’ve been scammed. To avoid this, learn about some common types of senior citizen scams below. 

  1. Grandparent Scams

Scammers do their homework, and, as a result, they can find out quite a bit of information. If they know their victim has grandchildren, they may call and pretend to be a grandchild or a loved one. 

To avoid a grandparent scam, check with another person that is close to the grandchild, and don’t send money over the phone.

  1. Government Personnel Scams

Scam artists often impersonate Social Security, Medicare, or IRS officials to gain money. This can be quite effective, as these types of scams are good at provoking fear in their victims and a sense of immediacy. However, real government officials shouldn’t ask for confidential information over the phone, and often contact through mail first. 

To avoid a government personnel scam, contact the government entity to verify their legitimacy. Additionally, don’t give private information over the phone to an unsolicited caller. 

  1. Online & Digital Scams

Internet usage has increased for everyone over the past decade, even among senior citizens. Those…

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