سان خوسيه ، كاليفورنيا - ()–Having old debts hanging over your head can be scary. Scammers may try to play on that fear by pretending to be a debt collector coming after you for past due bills.

Recognizing a scammer posing as a collection agency may be a little harder now that collection agencies can contact consumers through social media, text, and email. Here are some signs to look for can help prevent you from becoming a victim, from myFICO.

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They won’t give you their contact information.

Always ask for details to check the identity of a business who contacts you for money or information. A legitimate collection agency won’t have a problem telling you their business name, address, or website. Scammers try to skirt around details and provide you as little information as possible. Be suspicious of a company who won’t give you basic information about their business.

The company doesn’t come up in an internet search.

It’s a major red flag if you can’t find any official information about a company online. Most legitimate companies will have a company website and a Better Business Bureau profile, at a minimum. If the company does come up in an internet search, check that the company’s name, phone number, address, and website all line up.

Verifying the business information online is a start, but it’s not enough. A scammer can fake their caller ID and…

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