While 2021 is quickly winding down, scams targeting the public continue to cause trouble. Consumers should watch out for any fraudulent schemes aimed at swiping their cash and stealing personal information. 

Better Business Bureau (BBB) has a Naughty List with the top 12 scams of Christmas that are most likely to catch consumers and donors off guard during this season.

Many of the scams on this list are facilitated through emails and social media platforms, however the latter is where most people are vulnerable.

Exercise caution when coming across social media ads about discounted items, event promotions, job opportunities and donation requests, as well as direct messages from strangers. If you are asked to make a payment or donation by wire or e-transfer, through third parties, by prepaid debit or gift cards, treat this as a red flag.

Be mindful of these scams that could cut into your holiday cheer and our tips to avoid them:

1. Misleading Social Media Ads: As you scroll through your social media feed, you often see items for sale from a small business. Sometimes the business even claims to support a charity to try to get you to order, or they offer a free trial. BBB Scam Tracker receives reports of people paying for items that they never receive, getting charged monthly for a free trial they never signed up for, or receiving an item that is counterfeit or much different from the one advertised. The 2020 BBB Scam Tracker Risk Report found that…

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