(NewsNation Now) — The holidays are the perfect time for you to be around the ones you love. It’s also the time to try and find a gift for those loved ones but the holidays are also the prime time for criminals to catch you in a scheme.

The  Better Business Bureau (BBB) released a “Naughty List” with the top 12 scams of Christmas that are most likely to catch consumers and donors off guard during this holiday season.

Several of the scams are facilitated through emails or social media platforms, the BBB said.

The BBB is warning consumers to exercise caution when coming across social media ads about discounted items, event promotions, job opportunities and donation requests, as well as direct messages from strangers.

If you are asked to make a payment or donation by wire or e-transfer, through third parties, by prepaid debit or gift cards, treat this as a red flag.

To avoid scams that could cut into your holiday cheer, the BBB recommends using these tips:

1. Misleading Social Media Ads: As you scroll through your social media feed, you often see items for sale from a small business. Sometimes, the business even claims to support a charity to get you to order or offer a free trial. BBB Scam Tracker receives reports of people paying for items they never receive, getting charged monthly for a free trial they never signed up for, or receiving an item that is counterfeit or much…

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