FedEx Notification: Your package was picked up by a courier. Call this number to prevent additional charges.
Apple is giving away 50 FREE Apple iPads this morning…
Your iCloud account has been hacked. Go to this website…
There is a problem with your Social Security account. It may have been compromised…

All of these messages came in via a text message, email, or a landline. All are scams! But they seem so reasonable, you may think. That’s why these scammers are successful; the message seems plausible. Often, they threaten legal action which can be a bit unnerving. The scammers are trying to get you to send money or reveal personal information that can be sold or used in identity theft.

Why are scams growing at a fast rate? The answer is straightforward–they are highly profitable for the scammers. Over $20 billion was bilked out of unsuspecting Americans in 2020. That’s up from 8.6 billion in 2014. Many of the scams are perpetrated via the telephone, email, texting apps, and social media.

They are successful because they are highly skilled in the art of persuasion or even intimidation. Also, they mask their efforts by appearing to be from a legitimate business or organization–Netflix, eBay, Norton, Yahoo, the IRS, the Post Office, and so on.

Here are some examples of current scams:

I received a text saying my Netflix account was going to be canceled because of a problem with my credit card. At first, I was taken aback wondering about my credit card account. I…

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