Editorial Credit: Safriibrahim

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Who is DebtHunch? They aren’t a lender. They appear to be a lead generator selling to companies like Gold West Financial. They are primarily selling to debt settlement companies.

You probably received a mailer with a personalized debt consolidation analysis offering a savings of $667 per month with a 0% interest rate and promising to save you $71,550.

Seems a little good to be true?

And off you go looking for reviews. 

Is Debthunch Legit or a Scam?

Crixeo.com awarded Debthunch a 2-star rating (data collected and updated as of October 6, 2021). We hope the information below will help you make an educated decision on whether to do business with Debthunch.

  • Debthunch is not a lender.
  • It appears that Debthunch is operating a typical bait and switch scheme – but not for themselves – for their lead buyers. They lure you in by sending you direct mail with a offering a ridiculous 0% interest rate to consolidate your high-interest credit card debt.
  • Debthunch doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for).
  • While the Debthunch mailer offers incredibly low rates, the licensing information on their site discloses that they are only licensed in California with a Finance Lenders License.
  • Their disclosure clearly states INFORMATION FROM YOUR CREDIT REPORT WAS USED FOR THIS OFFER. WE WILL…

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