Tax Tips (and other stuff)

Kelly Bullis

Do you loose sleep at night wondering if you’ve been a victim of fraud? Not me. I have too many other things that keep me up at night, but I’ve taken some steps to minimize my risk of being a victim of fraud. Here is a list of some things you should do.
First: Contact all four credit reporting agencies and freeze your reports. (Equifax; Experian; Transunion; Innovis). This way, if somebody has stolen your identity and is attempting to purchase something on credit, the seller will not be able to access your credit reports, thus thwarting the criminal. When you are ready to actually purchase something on credit, you can call and put a temporary hold on the hold.
Second: Create an IRS PIN. You can go to IRS.GOV and search for how to do this. Then from now on, when filing your tax return, you have to add your “secret PIN” otherwise the IRS will not accept the return. This will stop a criminal from filing a fraudulent tax return and getting your refund.
Third: Create an online Social Security account. This will prevent somebody else from trying to grab your…

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