Goal is to keep consumers’ finances safe from sneaky scammers this holiday season

It seems just a couple of years ago, consumers were skeptical about shopping online, but today, shopping online for everything from groceries to televisions has become the norm. But it comes with some risks. The FBI Internet Crime Report shows that cybercriminals were responsible for $4.1 billion in losses in 2020, with Business Email Compromise (BEC) schemes being the costliest for online shoppers. Not-for-profit, cooperative credit unions around the Northwest have some important tips for your news audiences.

With holiday shopping just around the corner, cybersecurity is — and should be — a top concern for consumers. Here are 10 tips to keep your data safe and your accounts secure:

  • Beware of online deals that seem too good to be true. This is especially important on social media. Many times, scammers set up fake shopping sites in order to steal your personal information and your money. 
  • Be smart about site security. Check to ensure that the site you’re purchasing from has encryption that guards your information. Look at the URL, which should read HTTPS instead of only HTTP. The “S” at the end indicates the site has secure socket labels. You’ll also see a lock at the left of the URL, which is standard for all secure sites. The Google Chrome browser flags any site that is not secure, with the HTTPS designation, and sends a warning message to the user.
  • Be wary of email scams…

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