How do you keep this from happening to you? Ted Rossman from Bankrate.com has ways to protect your money and accounts.

GREENSBORO, N.C. — Just when you think scammers never get caught, Randolph county deputies arrested a Triad man. Investigators believe he called a couple’s credit card company ordered duplicates of their cards and had them mailed to a Winston-Salem address.

This kind of ID theft sounds too easy. Shouldn’t the credit card company have asked for identifying information? Maybe they did and the scammer stole it too.

“Even if the banks’ fraud measures failed here, what ultimately happens, is the consumer should not be liable for those fraudulent charges,” said Tedd Rossman of Bankrate.com.

That’s the good news. Fraud like this is reimbursed by the credit card company. The charges are reversed and your life goes on, but if this happens to your debit card, the charges are real money taken from your bank account. While they will be reimbursed, it often takes up to a week or more, and that is a real-life problem when you don’t have access to your money.

So, how do you guard yourself from this duplicate card scam? There’s no fool-proof way to keep…

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