CHICAGO (NewsNation Now) — Morning in America highlights communities from all across the country. Here are the top headlines you should know for Tuesday, October 12.

Raleigh, North Carolina

The pandemic has put some people into a tight financial situation that’s led to scammers offering people guaranteed no credit check loans. However, people who fall victim to the scheme don’t get a loan and end up paying the scammers.

It starts with a text or email telling you you’re eligible for a loan, and it’s just in time because the bills are piling up.

“A lot of these scammers are using the names of legitimate business,” said Alyssa Parker of the Better Business Bureau of Eastern N.C. “It seems like it’s on the up and up, but it’s not.”

Normally, when you apply for a loan, there are credit checks, but these scammers don’t do that. That’s the hook used to help snag you. The criminals say they’ll send the loan money right to your bank account and you can access it right away, but no money ever gets there.

Those scammers are after your cash and explain it as a so-called “fee,” or “insurance money for the loan.”

However, the “loan” check they deposit into your bank account bounces and you’re out the money you paid for the so-called insurance.

Other ways to tell it’s a loan scam include:

  • You’re pressured…

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