MIAMI (CBSMiami) – Scam victims come from all walks of life, education levels and backgrounds. So why do some people fall for a scam while others do not?

“We have a miscalculation on your tax file, you owe us some money,” said Jackie, explaining what a caller claiming to be an IRS agent told her.

READ MORE: New Study Finds Growing Number Of Young People Suffering From Climate Change Anxiety

It was actually a con artist who demanded $5,000.

“If you don’t pay this, we’re going to file a lawsuit against you for $75,000,” Jackie recalled the scammer saying.

Jackie ended up paying the money.

A new study from the Better Business Bureau and the Financial Industry Regulatory Authority, or FINRA is shedding light on why she did.

“Certain people are more vulnerable to certain types of scams,” said Gary Mottola, the FINRA Investor Education Foundation’s research director.

Mottola and other researchers interviewed people contacted by con artists. They found those who lost money were less likely to question authority.

“You don’t want to mess with the IRS, that was my viewpoint at that point,” explained Jackie.

READ MORE: National Hispanic Heritage Month: Joe DiMaggio Children’s Hospital’s Maria Fermin Takes Pride In Making A Difference

The study also showed scam victims may believe people who ask too many questions seem ignorant and that wealth is built on random opportunities. The latter can make people vulnerable to job scams.

“I couldn’t find another…

Read more…