THE rise of online transactions prodded fraudsters to trick many cardholders into sharing personal information and using this to steal money through unauthorized transactions.

With just a few taps, purchases can be made without leaving the house. It may be convenient, but these kinds of transactions pose potential risks. One wrong click can leak sensitive information without the customer knowing it.

Watch out for these fraudulent tricks that could easily max out your credit card:

Phishing and vishing. Phishing comes in the form of emails, fake job search sites, banner ads, fake browser toolbars, text messages and chat room messages. Vishing, which is another type of phishing, happens in the form of phone calls from scammers pretending to be bank representatives. With phishing and vishing, scammers lure their victims into giving their sensitive data by offering fake and too-good-to-be-true promotions or even by claiming the account has been compromised and will be blocked.

Never give your sensitive information to anyone, especially when visiting unverified websites.

Card replacement scam. Always be careful with calls or messages you receive concerning your credit card or bank account. Remember, banks will never ask you to surrender your card even if it is up for replacement. Instead,…

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